62 mi. SMILES EXPRESS 1050 PELHAM ROAD SOUTH Jacksonville, AL 36265. 00: per check: Early Club Withdrawal: $15. If you’re stuck on how to handle some of the practical. Proudly serving in Birmingham, Hoover Alabama and surrounding areas!He says Synchrony uses VantageScore 4. See AlaTrust Credit Union salaries collected directly from employees and jobs on Indeed. In 1935, we made it our mission to become your financial partner. 4. Our Online Banking product is available to assist you with financial transactions 24 hours a day, 7 days a week. They have a main office and 6 branch offices. com. You will be logged out in seconds. Branch & ATM/ITM. Welcome! - AlaTrust Credit Union. Login. You do not have to be a current member to submit a loan application. Car Buying Form. Providing financial assistance since 1935, AlaTrust Credit Union proudly serves in six Alabama cities. Thanks again for your review. Switch Kit. Banking & Finance. Proudly serving in Birmingham, Hoover Alabama and surrounding areas!Welcome! - AlaTrust Credit Union. Earning Your Trust and Exceeding Your Expectations. Providing financial assistance since 1935, AlaTrust Credit Union proudly serves in six Alabama cities. 84 Million in assets and serves over 13,000 members and employs 39 people as of October 2023. AlaTrust Credit Union is committed to helping our communities thrive. If you're already a BECU member, you can sign up now for Online and Mobile Banking. AlaTrust Credit Union ranked #44 in S&P Global Market Intelligence’s 2022 Top 100 Credit Unions. Loan Application. com. AlaTrust provides an experienced lending staff specializing in meeting the needs of our members through our comprehensive suite of loan products. It is one of only four credit. Text and email account alerts. Your Visa® debit card allows you to make purchases anywhere Visa is accepted, make online payments, and allows you to withdraw funds at ATMs across the nation using our MoneyPass network or any AlaTrust ATM all by paying a low monthly fee of $10. . Calculators. Advertisement. You will be logged out in seconds. ALATRUST CREDIT UNION. Read More. com. Schedule an appointment. You can report downtime with services for this specific AlaTrust Credit Union Jasper Branch location at 400 7th Avenue Jasper, AL, including telephone,. AlaTrust Credit Union Address, Hours of Operation, Phone, Website, Reviews and Available Services. Some deposits may be tax deductible (consult with your tax advisor). Online banking portal: You'll be able to get your bank's routing number by logging into online banking. More. Various types of mortgage loan programs and terms are available; not all products and rates are shown. Read our blog at AlaTrust credit Union for new stories and information. To Pay Using an External Account. What began as Birmingham Credit Union in 1935 to serve the employees of the Birmingham Board of Education, later changed to First Educators. Our Online Banking product is available to assist you with financial transactions 24 hours a day, 7 days a week. Get the full story from fellow consumers' unbiased AlaTrust Credit Union reviews. Easily manage your internet banking with the Desert Valleys FCU mobile app. About AlaTrust. 1 *APR=Annual Percentage Rate. 0. 2 | 7301D7A0 | R | © 2023 - Share One, Inc. Grant Savvy Money access to your Credit Score and start receiving real time credit alerts and daily credit score updates. Ashley Daniels. From direct deposits, online banking, mobile banking, Interac e-Transfer † and a long list of other benefits and features, it’s hard to imagine what we’d do without one. Borrow the right way with AlaTrust Credit Union. ___ Open your membership account with AlaTrust Credit Union. 5% or 1% of balance. Headquartered in Hoover, AL, it has assets in the amount of $129,160,417. NS3 Release 22. Online Banking; Mobile Banking; Card Control; Mobile Wallet; Money Desktop; Bill Pay; External Transfers; Pay Your Loan; Real Time Payments (RTP) Remote Deposit; Savvy Money; Touch Tone Teller; Other Services . AdWith Online Banking, you can view account information, view e-statements, transfer funds between accounts, member to member, and any external accounts, view transaction history and much more. You can open this account online, at a Chase Bank branch or by calling Chase. Their profits are reinvested in you to offer rates and personalized service that a typical bank may not be able to provide. Our High-Rate Savings account pays you 14x the bank national average. Talladega Branch 301 North Street West Talladega, AL 35160 Toll Free: (800) 264-8031 Phone: (256) 362-0033 Fax: (256) 362-3209 talladegabranch@alatrustcu. December 2020: Coral Gables, Florida, BauerFinancial, Inc. Electronic or automatic withdrawals and transfers are limited to 6 per month for each savings account, but you have access to unlimited free in-branch, AlaTrust ATM, or Money Pass ATM withdrawals. The RTP network gives the banking industry a modern platform for 24/7 domestic real-time payments, complete with rich data capabilities and immediate payment confirmation. Jasper Branch 400 7th Avenue Jasper, AL 35501 Toll Free: (800) 264-8031 Phone: (205) 221-9600 Fax: (205) 384-9828 [email protected] CU Branch Location at 1001 Jd and L Dr SW, Jacksonville, AL 36265 - Hours of Operation, Phone Number, Services, Routing Numbers, Address, Directions and Reviews. AlaTrust manages $189. Don't have an IRA? We can help up you beef up your retirement savings with an IRA. Easily manage your internet banking with the AlaTrust Credit Union's mobile app. Online Banking; Mobile Banking; Card Control; Mobile Wallet; Money Desktop; Bill Pay; External Transfers;. AlaTrust is the 25 largest credit union in the state of Alabama. Ashley Daniels. Quickly sign-in using touch ID, face ID or your password. com. Talladega Branch 301 North Street West Talladega, AL 35160 Toll Free: (800) 264-8031 Phone: (256) 362-0033 Fax: (256) 362-3209 talladegabranch@alatrustcu. Phone: 508. Non Profit. Earning Your Trust and Exceeding Your Expectations. Ask the recipient to confirm the details with their bank or credit union so the money is routed to the right place. Monthly Payment (e) based on $200,000. Founded Date 1935. Under the USA Patriot Act, all financial institutions are required to obtain, verify and record information that identifies each person who opens an account. Various types of mortgage loan programs and terms are available; not all products and rates are shown. Company Type Non-profit. 264. Alatrust Credit Union Branch Location at 400 7th Ave, Jasper, AL 35501 - Hours of Operation, Phone Number, Services, Routing Numbers, Address, Directions and Reviews. Established in 1935, AlaTrust Credit Union proudly calls Hoover, Alabama home. Proudly offering six locations in Alabama, call us today!Their profits are reinvested in you to offer rates and personalized service that a typical bank may not be able to provide. Manager: Heather Gann Our Online Banking product is available to assist you with financial transactions 24 hours a day, 7 days a week. Their profits are reinvested in you to offer rates and personalized service that a typical bank may not be able to provide. Save More Money. 264. Your accounts are insured up to $500,00 per account ($250,000 in coverage by the NCUA and $250,000 in coverage by ESI). Also included with the Access e-Checking account is: Free Online/Mobile Banking- 24/7 accessLocation of This Business. Find out what works well at AlaTrust Credit Union from the people who know best. Also Known As AlaTrust CU. 264. 61 Learn more about high-rate checking. 928. 8031 or visit one of our branch locations. Our AlaTrust Credit Union Locator will find the nearest branch locations from 6 branches. Access reviews,. 264. Check your balances on the go with a simple swipe from the app icon. Our Online Banking product is available to assist you with financial transactions 24 hours a day, 7 days a week. S&P Global Market Intelligence has released its annual rankings for 2022’s best-performing credit unions. Loans subject to credit approval. This app was designed to flow easier and. Breeze through transactions, payments, transfers, make deposits remotely. Like Comment Share. Advertisement. Top 100 Credit Unions; Compare Loan Rates; Compare Deposit Rates. org. Under the USA Patriot Act, all financial institutions are required to obtain, verify and record information that identifies each person who opens an account. Quickly sign-in using touch ID, face ID or your password. Easily manage your internet banking with the AlaTrust Credit Union's mobile app. Drive-Thru services remain available during open hours. orAlaTrust Credit Union - Home. Establish a new password: The new banking platform will indicate that your password has expired and must be changed. Turn to our team for the local guidance you need to save more, invest wisely, and protect what matters most. Easily manage your internet banking with the AlaTrust Credit Union's mobile app. Breeze through transactions,…April 3, 2023. Read More Small-Business Tax Changes and Tips to Know in 2023Borrow the right way with AlaTrust Credit Union. Remember username. AlaTrust Credit Union is headquartered in Hoover and is the 28 th largest credit union in the state of Alabama. AlaTrust Credit Union (Anniston Branch) is located at 1216 Wilmer. Providing innovate banking services for you and your business since 1876. 0. To become a member of America First Credit Union, you must open a share savings account. AlaTrust is more than banking, it is a very important part of our community. EIN. Employees of this Credit Union and their immedidate family members. Salary information comes from 13 data points collected. Determine your loan payment with this calculator. Uncover why AlaTrust Credit Union is the best company for you. 994. This makes both financial institutions stronger and more efficient, which benefits our members, our employees, and the communities we are proud to serve. AlaTrust manages $189. Electronic or automatic withdrawals and transfers are limited to 6 per month for each savings account, but you have access to unlimited free in-branch, AlaTrust ATM, or Money Pass ATM withdrawals. Check your balances on the go with a simple swipe from the app icon. Ready to upgrade your bank? Switching to AlaTrust Credit Union couldn't be easier! Just follow these few steps to switch your account(s) and you're on your way to an AlaTrust-Worthy membership. Join us, and reach your goals. Also included with the Access e-Checking account is: Free Online/Mobile Banking- 24/7 accessSpend smart with flexible free checking accounts from AlaTrust Credit Union. 84 Million in assets and serves over 13,000 members and employs 39 people as of October 2023. ALABAMA. AlaTrust Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers. AlaTrust Credit Union is headquartered in Hoover, Alabama has been serving members since 1935, with 6 branches 6 ATMs. Read More Small-Business Tax Changes and Tips to Know in 2023Electronic or automatic withdrawals and transfers are limited to 6 per month for each savings account, but you have access to unlimited free in-branch, AlaTrust ATM, or Money Pass ATM withdrawals. AlaTrust Credit Union. We're hosting a job fair! If you're in the banking industry and seeking a great place to work AlaTrust Credit Union would be a great fit for you! #alatrustcu #weloveourstaff #jobfair Job fair will. "Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist Financial Corporation: Truist Bank, our commercial bank, which provides banking, trust and asset management services; Truist Investment Services, Inc. About Website. (205) 581-8809. Welcome! - AlaTrust Credit Union. With terms to match your budget what are you waiting for? Give us a call today at 1-800-264-8031. What began as Birmingham Credit Union in 1935 to serve the employees of the Birmingham Board of Education, later changed to First Educators. Get it for FREE in the App. 990%. CDs / Savings Checking Prepaid Cards. 8 sec in total. At AlaTrust, not only were we created to help our Educators throughout the state of Alabama, but to educate our members about financial literacy. . Deposits in Alatrust Credit Union are. AlaTrust Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers. Personal. Please have your member account number ready. Enter required information, click "I'm not a robot" and click begin. 9971 or visit alltrustcu. Contact AlaTrust. Contact Credit Union for details. Have a copy of the check you want to verify handy, so you can type in the routing numbers on your telephone keypad. Colleges nationwide are closing their doors and moving to online-only. Remember username. Special thanks to all of our employees and members who help make this fundraiser a success each year!Come to the Loan Headquarters – AlaTrust Credit Union. Is AlaTrust Credit Union down? Check conditions of various services from the credit union below. 3 Online Banking is free if enrolled for eStatements or $3. *(e)=Estimate. AlaTrust is the 25 largest credit union in the state of Alabama. Please Sign In. Providing financial assistance since 1935, AlaTrust Credit Union proudly serves in six Alabama cities. *(e)=Estimate. Read our blog at AlaTrust credit Union for new stories and information. Easily manage your internet banking with the AlaTrust mobile app. Online Banking; Mobile Banking; Card Control; Mobile Wallet; Money Desktop; Bill Pay; External Transfers; Pay Your Loan; Real Time Payments (RTP) Remote Deposit; Savvy Money;Free Banking Features. Offering competitive rates, same day loan approvals on certain loans, easy to apply options and exceptional member service are just a few. What began as Birmingham Credit Union in 1935 to serve the employees of the Birmingham Board of Education, later changed to First Educators Credit Union in 1994 to represent its service to educators and their families throughout. It can also to generate an estimated amortization schedule for your mortgage. Also included with the Access e-Checking account is: Free Online/Mobile Banking- 24/7 accessOur new mobile banking app is here! Banking is now in the palm of your hands. Here at AlaTrust we offer resources to make your banking experience a pleasant one. 400 7th Avenue Jasper AL 35501. You even get free e-statements and free web bill pay! With online banking services, you can: View balances; Pay Bills; View check images; Setup one-time and recurring transfers; Setup. Online Banking; Mobile Banking; Card Control; Mobile Wallet; Money Desktop;. It is also the 1,292 nd largest credit union in the nation. 00: per instance: Early Share account closure (<6mo) $25. Manager: Marie CooperSave today by opening a CD, IRA, and Savings account with AlaTrust credit union! Proudly serving in Hoover, Birmingham and various Alabama locations!AlaTrust Credit Union | 535 followers on LinkedIn. Manager: Queta VessieOur Online Banking product is available to assist you with financial transactions 24 hours a day, 7 days a week. It's safe, confidential, easy and it's free. 1. BBB File Opened: 1/8/1998. 1, 1935. . AlaTrust is the 25 th largest credit union in the state of Alabama. Write down the amounts for reference. AlaTrust manages $189. With Online Banking, you can view account information, view e-statements, transfer funds between accounts, member to member, and any external accounts, view transaction history and much more. Our Online Banking product is available to assist you with financial transactions 24 hours a day, 7 days a week. 2 | 7301D7A0 | R | © 2023 - Share One, Inc. AlaTrust manages $189. Hoover, AL 35244. View Rates Apply Online. FOLLOW THESE SIMPLE STEPS AND GO PAPERLESS TODAY: Log in to online banking by clicking here. . Manager: Heather GannOur Online Banking product is available to assist you with financial transactions 24 hours a day, 7 days a week. Also included with the Access e-Checking account is: Free Online/Mobile Banking- 24/7 accessAlaTrust offers competitive savings rates! See our IRA Share, Money Market, CD, Checking, Prime Plus, and IRA CD rates today. Alatrust CU Branch Location at 1694 Montclair Rd, Irondale, AL 35210 - Hours of Operation, Phone Number, Services, Routing Numbers, Address, Directions and Reviews. com • Alatrustcu AlaTrust Credit Union - Home. Then click the “New User” option in the sidebar to the left. AlaTrust Credit Union is available to address your school/ company with our interactive financial education program whether it’s during a staff meeting or an event. 82 mi. Check conditions of various services from the credit union below. 5. (205) 441-2589. This app was designed to flow easier and look better than ever. Joint account holders should set up their own Online and Mobile Banking access. (800) 264-8031. It's safe, confidential, easy and it's free. With bill pay and eBills, you can view electronic versions of paper bills, track due dates, set up email reminders, and choose your payment frequency. Through its work with The Clearing House (TCH), Corporate America Credit Union (CACU) is the first. Meritrust Credit Union is your local, full-service financial institution, offering products and tools to meet your every need: checking & savings accounts, auto & personal loans, credit cards, mortgages and more. Our Online Banking product is available to assist you with financial transactions 24 hours a day, 7 days a week. No feedback yet. Claim this business. Remember username. Birmingham Branch 1694 Montclair Road Birmingham, AL 35210 Toll Free: (800) 264-8031 Phone: (205) 581-8808 Fax: (205) 581-8818 birminghambranch@alatrustcu. Helping you when you need it the most! If you have been impacted by COVID-19 and need assistance please call us at 1. . Check your balances on the go with a simple swipe from the app icon. Louis’ better way to bank. These loans are made by Sallie Mae Bank or a lender partner. Introduction AlaTrust Credit Union is headquartered in Anniston, Alabama has been serving members since 1935, with 6 branches 6 ATMs. Need Help? Call us: 800-233-2328 : Mon-Fri: 7am-7pm: Sat: 9am-1pm (Pacific Time)Their profits are reinvested in you to offer rates and personalized service that a typical bank may not be able to provide. 0. Call us for further info!Read our blog at AlaTrust credit Union for new stories and information. If you do not have one, please contact AlaTrust Credit Union at 1-800-264-8031 or visit your local AlaTrust branch. $1,167. Access reviews, hours, contact details, financials, and additional member resources. Select the option that matches your payment type: Fixed rate term. From groceries to fuel to utility bills, your everyday purchases will really pay off. 00: per item: Insufficient Funds (returned) $35. Read our blog at AlaTrust credit Union for new stories and information. AlaTrust is the 25 largest credit union in the state of Alabama. Lenexa, Kansas, United States 31 Contacts101-250 employees. The network enables instantaneous settlement and availability, so. AlaTrust Credit Union's participation in the CO-OP Shared Branch network means convenience when, where and. 4 | 7301D7A0 | R | © 2023 - Share One, Inc. Like if you ♥ Mobile Banking! Click here if you have not downloaded the FECU Mobile App for step-by-step details to access your funds on the go. Many businesses are offering ways for customers to buy items online and either make a pickup or order delivery, which gets rid of the need for any in-person payments. Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. The Credit Union's field of membership also includes selected employee. 00 membership dues to the: AlaTrust4U Foundation. Quickly sign-in using touch ID or your password for specific account information. Benefits of an AlaTrust Visa Gift Card: Load cards with any amount between $10 to $1,000 Contacts. 00/month for business customers. . You are now all set up to enjoy paperless statements!McClary suggests using online debt calculators or tools to estimate your debt-free date. Easily manage your internet banking with the AlaTrust mobile app. The right insurance can help give you peace of mind today. Branch Locator. Breeze through transactions, payments, transfers, make. AlaTrust is the 25 th largest credit union in the state of Alabama. 6 locations in Alabama. Safety/Trust. Pay Now. 84 Million in assets and serves over 13,000 members and employs 39 people as of November 2023. Alabama loves a winner and Alabama’s own AlaTrust Credit Union just had a huge win. Check your balances on the go with a simple swipe from the app icon. 3. ALATRUST CREDIT UNION when you know the number to call. Log In. Proudly serving in Hoover, Birmingham, Alabama and surrounding areas. View your available balances. Benefits of an AlaTrust Visa Gift Card: Load cards with any amount between $10 to $1,000 Financial Planning. View account statements and other documents. Electronic or automatic withdrawals and transfers are limited to 6 per month for each savings account, but you have access to unlimited free in-branch, AlaTrust ATM, or Money Pass ATM withdrawals. This app was designed to flow easier and look better than ever. Protection against unauthorized transactions. 00/month per entity. Online Banking Find Your Nearest Branch Find an ATM Essential Resources for Members 6 Locations FAQs Services ATMs (6) Membership Eligibility Financial Calculators Overview Find reviews, hours, contact. HOOVER. AlaTrust is actively seeking self-motivated individuals with excellent communication, interpersonal, multitasking and adaptability skills who will allow us to continue earning the trust of our members and exceeding their expectations. . 205-581-8800. iPad. Regions Bank 7703 Crestwood Blvd. AlaTrust Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers. We offer loans on all types of collateral including: RVs, campers, motorcycles, trikes, ATV, UTV, tractors and more. Manager: Queta VessieAlso Included In Our Field of Membership Are As Follows. Login. Debit card with fraud monitoring protection. This app was designed to flow easier and look better than ever. AlaTrust wants to help you get outdoors. AlaTrust Credit Union checking accounts, also referred to as Share Draft Accounts, provide convenient access to your funds through debit cards, physical checks, and ATMs. Banking. Contact Credit Union for details. Use our online calculators for estimates on loan payments, savings, rent vs. Reviews from Customer Service employees about working at AlaTrust Credit Union. 25 %. 4. com. Breeze through transactions,…Welcome! - AlaTrust Credit Union. Breeze through transactions, payments, transfers, make deposits remotely. You can also calculate your interest, principal balances and prepayments. Quickly sign-in using touch ID, face ID or your password. Login to Online. Acceptance at millions of locations worldwide. 84 Million in assets and serves over 13,000 members and employs 39 people as of October 2023. In some cases, the order of the checking account number and check serial number is reversed. AlaTrust is the 25 th largest credit union in the state of Alabama. If you are already a member, you can start your application using your account number or Home Banking login. For over 88 years, AlaTrust CU has been a trusted financial partner, boasting a network of 6 branches and 6 ATMs across the country. We stand behind the statement of “ people helping people ” and we are here to help you!These loans are made by Sallie Mae Bank or a lender partner. Suggest an Update. As the 25 th. AlaTrust Credit Union ranked 44th in the top 100. AlaTrust Credit Union provides great rates on loans, banking, IRA's, and much more. Various types of mortgage loan programs and terms are available; not all products and rates are shown. Our Online Banking product is available to assist you with financial transactions 24 hours a day, 7 days a week. NS3 Release 22. 00/month. 00/month for consumers and $10. Website. 0. AlaTrust Credit Union has been ranked in the top 100 by S&P Global Market Intelligence for 2022. We are thankful to have a really great team that all work together for the good of the Credit Union, our employees and members. With Online Banking, you can view account information, view e-statements, transfer funds between accounts, member to member, and any external accounts, view transaction history and much more. The Interest rate, annual percentage rate (APR), origination fees, discount points and closing cost are subject to change without notice based on your loan amount,. Thanks AlaTrust for doing your part!! — Barbara, Member since 1994. These loans are made by Sallie Mae Bank or a lender partner. AlaTrust offers competitive savings rates! See our IRA Share, Money Market, CD, Checking, Prime Plus, and IRA CD rates today. AlaTrust wants to help you get outdoors. Electronic or automatic withdrawals and transfers are limited to 6 per month for each savings account, but you have access to unlimited free in-branch, AlaTrust ATM, or Money Pass ATM withdrawals. Write a review. 3. The Interest rate, annual percentage rate (APR), origination fees, discount points and closing cost are subject to change without notice based on your loan amount,. Visit one of our Alabama locations today!*Drive-Thru opens at 8:30am daily. Proudly serving in Birmingham, Hoover Alabama and surrounding areas!. EWS is a private financial services company jointly owned by some of the largest names in banking. This app was designed to flow easier and look better than ever. Check your balances on the go with a simple swipe from the app icon. Alatrust credit union near me. AlaTrust Credit Union, Hoover, Alabama. Attach and send your resume to apply today. Call now!. AlaTrust Credit Union | 604 followers on LinkedIn. AlaTrust offers competitive savings rates! See our IRA Share, Money Market, CD, Checking, Prime Plus, and IRA CD rates today. With Online Banking you can view detailed account history, access eStatements, transfer funds, pay bills or other people, and even budget your accounts from any financial institution. Check your balances on the go with a simple swipe from the app icon. Claim this business. Add notes and images to any transaction. Sign in. Breeze through transactions,…Birmingham Branch 1694 Montclair Road Birmingham, AL 35210 Toll Free: (800) 264-8031 Phone: (205) 581-8808 Fax: (205) 581-8818 birminghambranch@alatrustcu. Quickly sign-in using touch ID, face ID or your password. AlaTrust Credit Union is a member owned financial cooperative with 6 branches throughout the state ofTo access your account through online banking, visit the AlaTrust Credit Union login page. Welcome! - AlaTrust Credit Union. (800) 264-8031. AlaTrust Credit Union (Talladega Branch) is located at 301 North Street West, Talladega, AL 35160. Home Banking Via Internet Website: Yes: USA Credit Unions. Qualified applicants will be granted membership upon loan approval. Borrow the right way with AlaTrust Credit Union. Must be member to receive loan. appear as AlaTrust Credit-Deposit. 99% APR on New Purchases and Balances Transfers for 6 Months ( offer valid for new Visa Credit Card Accounts with AlaTrust CU only ). ("AlaTrust. iPhone. But the share savings account only requires a $1 balance to. AlaTrust offers a full menu of financial services just like a bank but with exceptional member service and experience. Page Rendered. Enter the last 5 digits of your social security number when prompted. Access transaction information and add your own notes or images. Learn about their deposit party, CD/IRA rates, HELOC, auto and visa loans, and more. Then contact AlaTrust at 800-264-8031 to open the IRA account. 0 as part of its decision making and may also consider other factors, such as banking activity, customer history and cell phone payments. AlaTrust Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers. About AlaTrust. (800) 264-8031. Insurance is an important part of a solid financial plan. Our Online Banking product is available to assist you with financial transactions 24 hours a day, 7 days a week. Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Banking.